The recent advancements in information and telecommunication systems have revolutionised healthcare across the globe. And, India is no exception to receiving its benefits. According to the data, only 17% of Indian entities used telemedicine, and 41% responded as willing to use this technological wonder in 2018.
Teleconsultation is popularly known as telemedicine and has significantly transformed the medical sector, introducing mobile healthcare facilities. One of the significant benefits of telemedicine includes its prompt response to medical emergencies. It is made possible by bridging the gap between a medical practitioner and the ailing patient in real-time.
However, before anything else, individuals should gain a clear idea about what teleconsultation is all about.
What is teleconsultation?
Teleconsultation is a platform that provides clinical solutions from remote locations, especially for patients residing in rural areas. Availing this service, patients can consult their physicians from the comfort of their homes.
Depending on this platform, doctors can also diagnose mild to moderate health issues successfully. Moreover, it also facilitates emergency assistance whenever the need arises. Hence, equipped with this system, providing necessary medical care at the right time is simplified.
Nonetheless, the benefits of telemedicine are unparalleled during a medical emergency both for patients and doctors.
What to expect from teleconsultation during a medical emergency?
A common reason for the growing popularity of teleconsultation is its capability to treat a range of medical conditions. Moreover, its usefulness is undeniable when a health emergency needs to be addressed.
- Prompt and effective
During any emergency concerning a health issue, every moment can be critical, and thus timely response from medical experts is a crucial factor when it comes to saving a life. Telemedicine simplifies this aspect as physicians are just a phone call away.
With a quick awareness of the symptoms, they can prescribe life-saving treatment to handle an emergency before approaching a nearby health centre. For instance, doctors call the first half an hour of a stroke as critically crucial, and immediate preliminary treatment can save a precious life.
- Helps connect to a specialist anytime
Even if a patient reaches a hospital, there can be unavailability of trained medical staff and specialised doctors at that particular time. In such cases, the healthcare providers can connect to a distant specialist doctor to initiate a required immediate aid until the doctor arrives. Hence, such facilities only emphasise the benefits of telemedicine.
- Treatment during any adverse situations
Another unique advantage of teleconsultation is that it provides medical support for health issues even during inclement weather as well as natural calamities.
During such emergencies, a large number of individuals may seek an immediate medical response. In such cases, telemedicine can prove to be highly effective as doctors can visit more than one patient at a time virtually.
These are some of the benefits of telemedicine that make it possible to tackle any emergency and non-emergency medical situation conveniently. However, such sessions can cost one handsomely, and thus one should also look for an effective financing alternative that can serve the purpose, such as a health card.
Financing teleconsultation with a health card
While teleconsultation can prove to be an excellent option to address medical exigencies, the issue of affordability is still questionable. However, to overcome this issue, one can avail a Bajaj Finserv Health EMI Network Card at negligible joining fees, which can cost an individual Rs.707 for an instant variant and Rs.589 for a non-instant variant.
Here’s an overview of the benefits that a health card offers.
- A high pre-approved limit
A health card comes pre-approved with a maximum financing value of up to Rs.4 lakh that should be sufficient to deal with major medical emergencies.
- Instant activation
Once you apply for a health card, it is activated immediately. Moreover, being a digital card, cardholders can start using the card for payment on instant approval. They can also track the status of their health card via Bajaj Finserv wallet App at their convenience.
- Covers a diverse range of medical expenses
Medical care spanning over 800 treatments, consultations and diagnostics can be financed via the health card. Such treatments include alternative medical assistance as well, such as Ayurveda, homoeopathy or Natura Veda.
The health card also encompasses almost all reputed multispecialty hospitals, diagnostic centres, pharmacies and other medical facilities, with the count of such facilities crossing 5,500. Nonetheless, users can leverage its benefits even if they shift to other cities in India without losing any of its advantages that are pre-determined as such facilities are present in more than 1,000 Indian cities.
- Breaking down medical bills into small EMIs
One of the most genuine reasons individuals opt for this health card is its facility to convert sizeable medical bills into small, affordable equated monthly instalments (EMIs). It ensures that they don’t have to pay the entire bill at one go, thus allowing them to manage the funds conveniently.
- Flexible tenure
Availing this health card, cardholders can pay their medical liabilities over a period of up to 24 months. However, you can customise the tenure based on your financial capabilities and the sum withdrawn against the card.
Hence, though the benefits of telemedicine are aplenty, it will be wiser to avail this health card for financial backup, especially during a medical emergency. Nonetheless, this financial tool not only provides monetary assistance but also helps you to stay worry-free during trying times.